Apply today for up to $500,000 of term life insurance.

Simple Term Life Insurance

Buy up to $500,000 of term life insurance coverage and give your loved ones the peace of mind they deserve. Choose 10, 15, 20 or even 30 years of guaranteed level term. Coverage and level premiums are guaranteed for the entire period, as long as you pay your premiums. No agent will call or visit. It's quick. It's Simple Term.

Up to $500,000 in Coverage. Valuable protection for your loved ones over a period of 10, 15, 20 or even 30 years.

No Medical Exam, Just a Few Health Questions. No medical exams are required to qualify and the application is easy to complete. All you have to do is answer a few short health questions.

30-Day Money Back Guarantee. If you are unsatisfied with Simple Term for any reason, just return it within 30 days for a full refund, no questions asked.

Instant Coverage.* Apply online. No agent will call or visit.

*If you qualify.

No Obligation FREE QUOTE!

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Insurance Products are:
Not a bank deposit. Not FDIC insured. Not insured by any federal government agency. Not guaranteed by the Bank.

The website www.simpleonlineterm.com is owned and operated by OfficialQuote, LLC in accordance with its Privacy Policy and is not affiliated with HSBC Insurance. Michael Clark is the licensed agent. The term life insurance is issued by Household Life Insurance Company, home office Detroit, MI, administrative office Bridgewater, NJ or First Central National Life Insurance Company of New York, home office New York, NY, administrative office Bridgewater, NJ which are subsidiaries of HSBC North America Holdings, Inc. The product is an obligation of Household Life Insurance Company or First Central National Life Insurance Company of New York, only in New York. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. The product may not be available in all States. The policy is issued as Form Number HLI-8-132 for Household Life Insurance Company and Form Number CNY-8-815 for First Central National Life Insurance Company, or a variation of such. Companies are Rated as "A+ Superior" (2nd Highest Rating of 16) by A.M. Best Company. The HSBC Insurance logo is a trademark of HSBC North America Holdings, Inc. and is used under license.