Who is OfficialQuote?

Operating as an independent insurance agency since 2004, OfficialQuote's goal has always been to help you find the best insurance products that meet your individual needs. Using the Internet, these products may be evaluated safely and conveniently from the comfort of your own home.

We've helped tens of thousands of people just like you purchase affordable life insurance products. Part of our exclusive approach is to provide you with a simple application process. Our support team is available to customers throughout the entire application and underwriting process. After the policy has been issued, we stand ready to provide you the latest information on life insurance products as your needs change. Whether you request a quote online or you want to speak with a licensed life insurance agent, you can rest assured that OfficialQuote will deliver the very best products and services in the industry.

Who is HSBC?

Headquartered in London, HSBC is one of the largest banking and financial services organisations in the world. HSBC's international network comprises over 10,000 offices in 83 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa.

With listings on the London, Hong Kong, New York, Paris and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 200,000 shareholders in some 100 countries and territories. The shares are traded on the New York Stock Exchange in the form of American Depositary Receipts.

Through an international network linked by advanced technology, including a rapidly growing e-commerce capability, HSBC provides a comprehensive range of financial services: personal financial services; commercial banking; corporate, investment banking and markets; private banking; and other activities.

HSBC - North America is one of the top 10 financial services companies in the United States with assets approaching $300 billion. HSBC - North America includes all of HSBC's U.S. and Canadian businesses, including HSBC Finance Corporation (formerly Household International) businesses, which were acquired in March, 2003. HSBC’s businesses serve more than 60 million customers in five key areas:

Personal financial services
Consumer finance
Commercial banking
Private banking
Corporate investment banking and markets

Household LIfe Insurance Company and First Central National Life Insurance Company of New York, under the trade name HSBC Insurance, are indirect subsidiaries of HSBC North America Holdings Inc. The companies are rated as "A+ Superior ' (second highest rating of 16) by A. M. Best Company.

Insurance Products are:
Not a bank deposit. Not FDIC insured. Not insured by any federal government agency. Not guaranteed by the Bank.

The website www.simpleonlineterm.com is owned and operated by OfficialQuote, LLC in accordance with its Privacy Policy and is not affiliated with HSBC Insurance. Michael Clark is the licensed agent. The term life insurance is issued by Household Life Insurance Company, home office Detroit, MI, administrative office Bridgewater, NJ or First Central National Life Insurance Company of New York, home office New York, NY, administrative office Bridgewater, NJ which are subsidiaries of HSBC North America Holdings, Inc. The product is an obligation of Household Life Insurance Company or First Central National Life Insurance Company of New York, only in New York. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. The product may not be available in all States. The policy is issued as Form Number HLI-8-132 for Household Life Insurance Company and Form Number CNY-8-815 for First Central National Life Insurance Company, or a variation of such. Companies are Rated as "A+ Superior" (2nd Highest Rating of 16) by A.M. Best Company. The HSBC Insurance logo is a trademark of HSBC North America Holdings, Inc. and is used under license.