Simple Term Life Insurance

Product Details

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Simple Term Life Insurance

SimpleOnlineTerm.com brings to you one of the most innovative ways to purchase life insurance today! Using some of the most advanced internet applications and processes available we can provide the life insurance protection you need with the convenience you desire. You can shop, apply, and qualify for approval within minutes and not days or even weeks!

The power of the internet has revolutionized the life insurance industry. No longer will you be hassled with medical exams, lengthy applications, or sales agents. The entire process can be completed in just a few minutes from the comfort of your home or office.

Simple Term is an individual term life insurance product with death benefits of up to $500,000. Policies are available to qualifying applicants between the ages of 18 and 60. Premiums are guaranteed to remain level for the entire 10, 15, 20 or even 30 year term period. Each policy comes with a 30 day money back guarantee and payments can be made in monthly, quarterly, semiannual or annual intervals using Visa, MasterCard®, American Express, Discover or even direct draft from checking or savings accounts.

Simple Term Life Insurance

Minimum face amount: $25,000

Maximum face amount: $500,000

Level term periods:

  • 10 year (Ages 18 – 60)
  • 15 year (Ages 18 – 55)
  • 20 year (Ages 18 – 50)
  • 30 year (Ages 18 – 43)

Premiums are guaranteed throughout the entire level term period.

Insurance Products are:
Not a bank deposit. Not FDIC insured. Not insured by any federal government agency. Not guaranteed by the Bank.

The website www.simpleonlineterm.com is owned and operated by OfficialQuote, LLC in accordance with its Privacy Policy and is not affiliated with HSBC Insurance. Michael Clark is the licensed agent. The term life insurance is issued by Household Life Insurance Company, home office Detroit, MI, administrative office Bridgewater, NJ or First Central National Life Insurance Company of New York, home office New York, NY, administrative office Bridgewater, NJ which are subsidiaries of HSBC North America Holdings, Inc. The product is an obligation of Household Life Insurance Company or First Central National Life Insurance Company of New York, only in New York. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. The product may not be available in all States. The policy is issued as Form Number HLI-8-132 for Household Life Insurance Company and Form Number CNY-8-815 for First Central National Life Insurance Company, or a variation of such. Companies are Rated as "A+ Superior" (2nd Highest Rating of 16) by A.M. Best Company. The HSBC Insurance logo is a trademark of HSBC North America Holdings, Inc. and is used under license.

Copyright © 2007 by OfficialQuote Insurance Services, LLC. All rights reserved.
ADV-08-81 (06/08)